Wedding day disasters are more common than you might think. As insurance providers, we think about disasters a lot – so you don’t have to live them.

We’ve gathered some memorable wedding day “horror stories” to get you thinking about wedding insurance. After all, just like love, there are some things you just cannot predict – and that’s why we offer wedding insurance.

Read on for some unforgettable wedding day disasters – and then let us make sure you’re covered for potential accidents on your big day with our wedding insurance program, starting at $125.00 USD (subject to change). Enter WeddingDuo$15off in the coupon code box on the wedding insurance portal to get $15 off your policy! Note: only valid in certain states.

Wedding insurance for your big day

California Wedding Insurance Claim Example

At a wedding in California, the photographer had a great group photo suggestion on a nearby dock. The entire wedding party gathered on the dock and while posing, the weather-beaten wood dock collapsed under their collective weight and sent everyone into the water!

The above example involves potential bodily injury and property damage, which are both covered under Commercial General Liability. This coverage is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for bodily injury, property damage, or personal and advertising injury to third parties arising out of the operations of the insured wedding.

Up to $2,000,000 in General Liability Coverage is provided under Front Row’s wedding insurance policy.

Wedding insurance for your big day

Texas Wedding Insurance Claim Example

A couple had their wedding reception at a rented venue in Texas. During the reception, a guest tripped and fell on the dance floor, resulting in an injury. The injured guest decided to file suit against the couple, holding them responsible for the accident. 

Any couple in such a situation would want to have a wedding insurance policy in place, which would pay for the cost of a lawyer to defend them and cover any judgment costs that might eventually be owed to the injured guest. These judgment costs might include damages associated with the injury.

Wedding Insurance: Buy Online in the US (most states)

Protect your wedding now by purchasing wedding insurance online from Front Row (currently available to buy online in most US states): 

Enter WeddingDuo$15off in the coupon code box on the wedding insurance portal to get $15 off your policy! Note: only valid in certain states. 

About: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection at a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: NY, LA, Vancouver, Toronto, Montreal, and Halifax.

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Here at The Wedding Duo, we love helping you plan your wedding! Check out some of the best planning tips on our podcast, learn more about our virtual wedding planning services, and follow along on TikTok!

Wedding insurance for your big day

Wedding Liability Insurance in the USA: Why Couples Should Consider It

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